"the bank branch closed and was replaced by an atm"
The place has gone or never existed. A user of Organic Maps application has reported that the POI was visible on the map (see snapshot date below), but was not found on the ground.
OSM snapshot date: 2022-05-15T14:57:35Z
POI name: Barclay's
POI types: amenity-bank
#organicmaps

The place has gone or never existed. A user of Organic Maps application has reported that the POI was visible on the map (see snapshot date below), but was not found on the ground.
OSM snapshot date: 2022-05-15T14:57:35Z
POI name: La Casa Del Havano
POI types: amenity-bar
#organicmaps

"this restaurant relocated 2 years ago "
The place has gone or never existed. A user of Organic Maps application has reported that the POI was visible on the map (see snapshot date below), but was not found on the ground.
OSM snapshot date: 2022-05-15T14:57:35Z
POI name: Nando's
POI types: amenity-restaurant
#organicmaps